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Cronauer Law Uncovers Hidden Insurance Coverage, Secures $1.6 Million Settlement for Crash Victim

FOR IMMEDIATE RELEASE
November 18, 2024

Sycamore, Illinois – Cronauer Law, LLP is thrilled to announce a $1.6 million settlement achieved for a client who suffered an injury in a car accident caused by a negligent, inattentive food delivery driver. This outcome highlights our commitment to uncovering all potential recovery options and holding all responsible parties accountable and our ability to drive a reasonable resolution to a claim early in the litigation process. The recovery was made after prolonged mediation process that extended over six weeks of on and off negotiation.

The Accident and Immediate Impact

The crash occurred on July 28, 2021, on Bethany Road in Sycamore, Illinois, DeKalb County, when the driver was hit by a food delivery driver exiting a business after delivering food, without yielding to oncoming traffic. The injured driver initially sought treatment several hours later at Kishwaukee Hospital, where he was diagnosed with a concussion and back pain to soft tissue. He followed up with chiropractic care for several months before seeing an orthopedic doctor for his back pain.

The Uncovered Hidden Coverage

The at fault parties initially disclosed two different, but limited policies, for a total of $1.1 million coverage. Cronauer Law, given its experience in similar situations, suspected that additional coverage were not disclosed. Through diligent investigation and strategic use of the discovery process, we uncovered a second and additional excess insurance policy with more coverage. This critical discovery opened up access to coverage in excess of $1 million in excesscoverage, which the insurance companies had failed to disclose voluntarily.

Attorney Statement

“The fact that the full extent of coverage wasn’t disclosed initially is unacceptable but unfortunately a common occurrence when you have the interplay of three or more policies,” said C. Nicholas Cronauer, lead attorney on the case. “This case is a reminder of why injured individuals need experienced legal advocates. We don’t just take what we’re told at face value—we dig deeper to ensure every possible resource is uncovered for our clients given our experience handle claims as the world becomes more complex in this new app based sharing-economy.”

Navigating the Complexities of Delivery Services Accidents

This case underscores the growing importance of hiring experienced legal advocates when dealing with accidents involving food delivery services. With the increasing use of personal vehicles for deliveries off third-party apps, there is a complex interplay between franchise operators, corporate oversight, and insurance coverage for personal drivers. Many drivers may be unaware of the coverage gaps that exist between their personal policies and those carried by their employers or the delivery service corporations. Cronauer Law is experienced in identifying these nuances, ensuring that no potential coverage is overlooked, and that every responsible entity—from individual drivers to the corporations they represent—is held accountable.

Contact Cronauer Law for Experienced Legal Advocacy

If you or a loved one has been injured in an accident, Cronauer Law is here to fight for you. With a proven track record of uncovering hidden resources and holding insurance companies accountable, our firm is committed to achieving the best possible outcomes for our clients. Don’t let the complexities of delivery service-related accidents leave you without the compensation you deserve—contact us today.

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